chase cashback
Chase Freedom Unlimited
The Chase Freedom Unlimited is an excellent no-fee card that really shines as part of the Chase ecosystem. Pair it with a Sapphire card and your 1.5x points become worth significantly more. The current $250 bonus after just $500 in spend is one of the easiest sign-up bonuses to earn. I think this is a must-have for anyone building a Chase card strategy.
Current Sign-Up Bonus
250 cash back
after $500 spend in 3 months
Estimated value: $4
Last validated: 2025-01-27
Rewards Structure
Base Rate: 1.5x on all purchases
Bonus Categories:
- travel booked through Chase 5x
- dining 3x
- drugstores 3x
Pros & Cons
Pros
- + No annual fee
- + Easy spending minimum
- + Good base earning rate
- + Valuable with Sapphire cards
- + 0% intro APR
Cons
- - 3% foreign transaction fee
- - Not as valuable standalone
- - Lower bonus than historical high
Key Benefits
- No annual fee
- 1.5% on everything
- Bonus categories for dining and drugstores
- 0% intro APR for 15 months
- Points transfer to Sapphire cards for increased value
- Purchase protection and extended warranty
Offer History
Historical High: 300 points
| Period | Bonus | Spend Req. | |
|---|---|---|---|
| 2024-12-01 to present Current | 250 cash back | $500 | |
| 2024-01-01 to 2024-11-30 | 200 cash back | $500 | |
| 2023-06-01 to 2023-12-31 | 300 cash back | $500 | Highest |
Note: Historical offers are tracked for informational purposes. Past offers may not return.