Chase Freedom Unlimited

The Chase Freedom Unlimited is an excellent no-fee card that really shines as part of the Chase ecosystem. Pair it with a Sapphire card and your 1.5x points become worth significantly more. The current $250 bonus after just $500 in spend is one of the easiest sign-up bonuses to earn. I think this is a must-have for anyone building a Chase card strategy.

Quick Verdict

Pros
  • No annual fee
  • Easy spending minimum
  • Good base earning rate
  • Valuable with Sapphire cards
  • 0% intro APR
Cons
  • 3% foreign transaction fee
  • Not as valuable standalone
  • Lower bonus than historical high

Sign-up Bonus

250

Bonus cash back

Earn 250 cash back after you spend $500 on purchases in the first 3 months from account opening. That's ~$4 in value.

Earning Rates

5x

travel booked through Chase

3x

Dining

3x

drugstores

1.5x

Others

On all other purchases

Key Benefits

No annual fee

1.5% on everything

Bonus categories for dining and drugstores

0% intro APR for 15 months

Points transfer to Sapphire cards for increased value

Purchase protection and extended warranty

Offer History

Historical High: 300 points
Period Bonus Spend Req.
2024-12-01 to present Current 250 cash back $500
2024-01-01 to 2024-11-30 200 cash back $500
2023-06-01 to 2023-12-31 300 cash back $500 Highest

Note: Historical offers are tracked for informational purposes. Past offers may not return.