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Yotta Savings Account Rewards Ending: What You Need to Know

Reviews

Yotta Savings Account Rewards Ending: What You Need to Know

Yotta just sent out an email to users last week informing that Yotta's savings account rewards are ending. If you are not familiar with Yotta, it is a fintech company founded in 2019 that combines traditional savings with the excitement of a lottery. Instead of offering standard interest rates, Yotta

What's in My Pocket? (Q2 2024)

My Pocket Updates

What's in My Pocket? (Q2 2024)

If you are curious about what credit cards I am using, I plan to share that information on a quarterly basis. I find that this is an effective way to show how I'm building my credit card portfolio and also gives some ideas on cards to consider if you find

Credit Card Rewards: A Non-Taxable Benefit

Finance Tips

Credit Card Rewards: A Non-Taxable Benefit

When tax season comes around and you start sifting through our different sources of income to report, you might be wondering if you need to report your cash back rewards as part of your ordinary income. If reading this article is the first time you have ever considered it as

Maximizing Returns: Can You Earn Cash Back on Tax Payments?

Finance Tips

Maximizing Returns: Can You Earn Cash Back on Tax Payments?

As you are continuing to grow your income, you might start hitting a point where your default withholding is not enough and end up owing the IRS when taxes are due. For those new to making tax payments, it's not as scary as it may seem! It just means you

Maximizing Savings: The Benefits of Using All-Category 2% Cash Back Credit Cards

Finance Tips

Maximizing Savings: The Benefits of Using All-Category 2% Cash Back Credit Cards

Selecting the right credit card can feel like navigating through a maze, given the plethora of options available. If you're keen on optimizing every dollar you spend, much like myself, you probably juggle several cards to maximize rewards across various categories. Yet, occasionally, you'll encounter a purchase that doesn't neatly

Robinhood Gold Card 2024: Is It Worth It?

Credit Card Reviews

Robinhood Gold Card 2024: Is It Worth It?

If you haven't heard yet, Robinhood just dropped one of the biggest announcements for their Robinhood Gold members– a whopping 3% cash back on everything for their Robinhood Gold Credit Card. The Robinhood Gold Credit Card is going to be the first credit card to ever offer 3% cash back

Certificates of Deposit Explained: What Every Investor Should Know

Finance Tips

Certificates of Deposit Explained: What Every Investor Should Know

Navigating the world of savings can be something like trying to pick the best pastry at a horribly over-stocked French bakery: they all look absolutely delicious, but kinda, you just don't know what you should take. Today, we carve into another classic choice: the Certificate of Deposit (CD), a financial

Debt Hacking: The Art of Managing Debt

Finance Tips

Debt Hacking: The Art of Managing Debt

In the US, it is very common to find yourself in a situation where you might take on a form of debt, such as a mortgage, a personal loan, or a credit card, to perform a desirable transaction now versus later. The intent is always to pay back in the

Can You Open a Family HSA If Your Spouse Has Non-HSA Insurance? Unveiling the Rules

Finance Tips

Can You Open a Family HSA If Your Spouse Has Non-HSA Insurance? Unveiling the Rules

If you are a big fan of Health Savings Accounts like me or just diving into the depths of HSA capabilities, you maybe wondering how you can get access to a family HSA and make double the contributions with it. This can be done by simply adding your spouse to

Maximize Your Citi Card Benefits: Discovering Your Citi Flex Loan Offer

Finance Tips

Maximize Your Citi Card Benefits: Discovering Your Citi Flex Loan Offer

If you are in the market for flex loans, Citibank is another participant in this financial product space. Similar to other flex loans, this is a targeted offer for credit card holders and may or may not be limited to select credit cards backed by Citibank. Flex loans in general

2023 and 2024 IRA Contribution Limits

Taxes

2023 and 2024 IRA Contribution Limits

You are putting in the work and taking care of your present self but it’s important to also put energy toward helping your future self too. One way you can do this is by starting to save for your retirement using one of the many tools available. The most

What Are Education Savings Accounts?

Finance Tips

What Are Education Savings Accounts?

Education Savings Accounts (ESAs), also recognized as Coverdell Education Savings Accounts, offer a versatile and tax-advantaged way to save for education. These accounts present a valuable tool for families planning their children’s educational future, especially for educational expenses from kindergarten through graduate school. The Appeal of ESAs: Benefits and

Capital One 360 Performance Savings - Up to $1,500 Bonus [Expired]

Expired Offers

Capital One 360 Performance Savings - Up to $1,500 Bonus [Expired]

😬This offer expired 1/9/24. We will notify subscribers when a new offer is available! - Updated 1/9/24🏅This is one of the best bonuses we have ever seen from a bank period. Capital One is throwing a huge promotion for new customers (anyone who has not

Best Credit Card for Utility Bills (2024)

Credit Card Reviews

Best Credit Card for Utility Bills (2024)

Utility bills are something we all have to deal with in life. It's a perpetual expense for as long as we use electricity, water, waste, and other common utilities. Because of this, it might make sense to look into the best ways to get cash back for these expenses. Most

Are 529 College Savings Plans Worth the Investment?

Finance Tips

Are 529 College Savings Plans Worth the Investment?

Saving for college has become an increasingly important goal for many families. The cost of higher education continues to rise, and parents are seeking ways to alleviate the financial burden on their children. One popular option is the 529 college savings plan. But are these plans truly worth the investment?

Cracking the Code: How to Get the Best Public Credit Card Offers Every Time

Finance Tips

Cracking the Code: How to Get the Best Public Credit Card Offers Every Time

Credit cards have become indispensable tools for managing finances, offering convenience, security, and the allure of rewards. However, with the multitude of credit cards available, each boasting enticing perks and benefits, the question arises: How can you consistently secure the best public credit card offers every time you apply? Public

Amex Platinum: The Best Sign-Up Bonus Card

Credit Card Reviews

Amex Platinum: The Best Sign-Up Bonus Card

When it comes to premium credit cards, few can rival the American Express Platinum Card even with its hefty $695 annual fee. This is because the American Express Platinum Card offers the highest sign-up bonus in the credit card market and has one of the most enticing travel benefits. It's

Simplify, Save, Succeed: The Art of Debt Consolidation

Finance Tips

Simplify, Save, Succeed: The Art of Debt Consolidation

Dealing with multiple debts can be overwhelming and financially draining. The constant juggling of due dates, interest rates, and various creditors can take a toll on your mental and emotional well-being. Enter debt consolidation – a powerful financial strategy that not only simplifies your financial life but also sets you on

Fidelity Rewards Visa Signature Credit Card - 2% Cash Back on Everything

Credit Cards

Fidelity Rewards Visa Signature Credit Card - 2% Cash Back on Everything

The Fidelity Rewards Visa Signature Credit Card is a competitive 2% universal cash back card with no annual fee. This makes it great for a backup card in situations where you are not sure what the purchase category is or if you know the category won't maximize cash back on

Interest Rate Rankings Launch

News

Interest Rate Rankings Launch

Ever wondered how interest based products stack up? Well, we decided put something together called Interest Rate Rankings to help capture the various categories of products and how they rank amongst each other. The rankings will be updated regularly so feel free to use it as a reference anytime! We

What is My Chase Loan and How to Unlock It

Finance Tips

What is My Chase Loan and How to Unlock It

My Chase Loan is Chase's version of credit card flex loans (a Chase flex loan if you will). As a recap, credit card flex loans allow you to borrow a specific amount of money from your credit limit, which you can then repay over time. In this article, I will

10 Common Reasons for Borrowing (2023)

Finance Tips

10 Common Reasons for Borrowing (2023)

In the realm of personal finance, there are times when securing a loan can be a strategic decision that empowers you to achieve your goals, address unexpected expenses, or seize opportunities. Understanding when to consider borrowing can be a valuable skill for managing your finances effectively. In this article, we'll

Tracking Your Fidelity 401(k) Contributions: A Quick Guide

Finance Tips

Tracking Your Fidelity 401(k) Contributions: A Quick Guide

Fidelity stands out as a widely preferred brokerage utilized by numerous companies for their 401(k) provisions. Occasionally, you might wonder, "Where can I access details regarding my contributed amount?" Locating this information might not be straightforward, so I put together a quick guide below. This guide outlines the steps

Credit Card Flex Loans: A Smart Approach to Accessing Quick Funds Responsibly

Finance Tips

Credit Card Flex Loans: A Smart Approach to Accessing Quick Funds Responsibly

Life is full of unexpected expenses, and sometimes you need quick access to funds. In these situations, credit card flex loans can be a helpful financial tool to consider. A credit card flex loan is a feature offered by some credit card issuers that allows cardholders to access a portion

Earn $100 Bonus: Fidelity Cash Management or Investing Account with $50 Deposit [Expired]

Expired Offers

Earn $100 Bonus: Fidelity Cash Management or Investing Account with $50 Deposit [Expired]

😬This offer has expired! We will let our subscribers know when it comes back.🥈This is not the best promotional offer. Fidelity has previously done this promotional offer with a $150 bonus for a $50 deposit. Fidelity is offering a $100 bonus when you open a Fidelity Cash Management account,