The Business Platinum Card from American Express
300,000points
after $20,000 in 3 mo
$695/yr~$4,500 value
★ Tracked daily
Should you apply now — or wait for a better offer?
We track every credit card’s full sign-up-bonus history and surface the cards at an all-time high right now — so you never have to guess.
25 cards qualify today ↓Refreshed June 21, 2026
25 credit cards at their all-time-high bonus
Right now these cards are offering the most points, miles, or cash back they ever have. Every other card we track is below its peak — see the full comparison.
American Express Business Gold Card
200,000points
after $15,000 in 3 mo
$375/yr~$3,000 value
Chase Sapphire Reserve for Business
200,000points
after $30,000 in 6 mo
$795/yr~$3,000 value
IHG One Rewards Premier Credit Card
185,000points
after $6,000 in 6 mo
$99/yr~$2,775 value
The Platinum Card from American Express
175,000points
after $12,000 in 6 mo
$895/yr~$2,625 value
Delta SkyMiles Reserve Business American Express Card
125,000miles
after $15,000 in 6 mo
$650/yr~$1,875 value
Delta SkyMiles Reserve American Express Card
125,000miles
after $9,000 in 6 mo
$650/yr~$1,875 value
IHG One Rewards Traveler Credit Card
125,000points
after $4,000 in 6 mo
No annual fee~$1,875 value
American Express Gold Card
100,000points
after $8,000 in 6 mo
$250/yr~$1,500 value
Chase Sapphire Preferred Card
100,000points
after $5,000 in 3 mo
$95/yr~$1,500 value
Delta SkyMiles Platinum Business American Express Card
100,000miles
after $8,000 in 6 mo
$350/yr~$1,500 value
Delta SkyMiles Platinum American Express Card
100,000miles
after $6,000 in 6 mo
$350/yr~$1,500 value
Delta SkyMiles Gold Business American Express Card
90,000miles
after $6,000 in 6 mo
$150/yr~$1,350 value
Delta SkyMiles Gold American Express Card
90,000miles
after $5,000 in 6 mo
$150/yr~$1,350 value
Citi / AAdvantage Platinum Select World Elite Mastercard
80,000miles
after $3,500 in 4 mo
$99/yr~$1,200 value
Chase Ink Business Cash Credit Card
1,000dollars
after $8,000 in 4 mo
No annual fee~$1,000 value
Chase Ink Business Premier Credit Card
1,000dollars
after $10,000 in 3 mo
$195/yr~$1,000 value
Chase Ink Business Unlimited Credit Card
1,000dollars
after $8,000 in 4 mo
No annual fee~$1,000 value
Capital One Spark Cash Select for Business
750dollars
after $6,000 in 3 mo
No annual fee~$750 value
American Express Blue Business Cash Card
250dollars
after $3,000 in 3 mo
No annual fee~$250 value
Capital One Savor Cash Rewards Credit Card
250dollars
after $500 in 3 mo
No annual fee~$250 value
American Express Blue Business Plus Card
15,000points
after $3,000 in 3 mo
No annual fee~$225 value
American Airlines AAdvantage MileUp Card
15,000miles
after $500 in 3 mo
No annual fee~$225 value
Capital One Quicksilver Cash Rewards Credit Card
200dollars
after $500 in 3 mo
No annual fee~$200 value
Citi Double Cash Card
200dollars
after $1,500 in 6 mo
No annual fee~$200 value
Why wait for an all-time high?
A card’s sign-up bonus is usually the single biggest reason to get it — and the offer moves a lot. The same card might give 60,000 points one month and 100,000 the next. Apply at a low point and you can leave tens of thousands of points on the table that you can never get back. The hard part is knowing where today’s offer sits in that history. That’s the work we do for you.
01
We log the full history
Every public sign-up offer for each card, sourced from trackers like Upgraded Points and Doctor of Credit, going back years.
02
We find each all-time high
The biggest welcome bonus the card has ever offered — the benchmark today's deal has to beat.
03
We flag today’s matches
Checked daily. A card only appears on this list while its current bonus ties its own record.
Common questions
- Should I apply for a credit card now or wait for a better offer?
- If a card's current sign-up bonus is at its all-time high, now is generally as good as it gets — waiting risks the offer dropping back down. If it's below its record, it may be worth waiting. This page lists every card we track whose welcome bonus is currently at its all-time high, updated daily.
- What does “all-time high” mean for a sign-up bonus?
- It's the largest welcome bonus a card has ever publicly offered. We keep each card's full offer history and compare today's bonus to that record, so you can see whether the current deal is genuinely the best it's ever been.
- How often is the data updated?
- Every day. An automated job re-checks each card’s current offer against its source and refreshes this list, so a card only stays here while its bonus is still at its all-time high.
- Where does the offer data come from?
- Public offer histories from reputable trackers — Upgraded Points, Doctor of Credit, Frequent Miler — and issuer pages. Every offer on the site is sourced and cited; we don’t estimate or invent numbers.
- Does an all-time-high offer guarantee I’ll be approved or get the bonus?
- No. Approval and bonus eligibility depend on the issuer's own rules (application limits like Chase 5/24, once-per-lifetime bonus restrictions, and your credit profile). We track the public offer, not your personal eligibility — always confirm the terms on the issuer's site before applying.