Ink Business Preferred Credit Card
The Chase Ink Business Preferred offers one of the best sign-up bonuses in the game - 100,000 points after $8,000 in spend. For small business owners, the 3x on advertising, shipping, and internet makes this incredibly valuable. The points can be combined with personal Sapphire cards. I highly recommend this for anyone with a side business, even if it's just selling on eBay or driving for Uber.
Quick Verdict
- Massive 100,000 point bonus
- 3x on common business expenses
- Points transfer to travel partners
- Reasonable $95 annual fee
- Cell phone protection included
- $8,000 spend requirement is steep
- 3x categories capped at $150,000
- No intro APR offer
- Requires business (sole prop works)
Sign-up Bonus
100,000
Bonus points
Earn 100,000 points after you spend $8,000 on purchases in the first 3 months from account opening. That's ~$1500 in value.
Earning Rates
3x
Travel
3x
shipping
3x
internet/cable/phone
3x
advertising on social media/search engines
up to $150,000
1x
Others
On all other purchases
Key Benefits
25% more value redeeming through Chase Travel
Cell phone protection
Trip cancellation/interruption insurance
Primary rental car coverage
Transfer to Chase partners
No foreign transaction fees
Offer History
| Period | Bonus | Spend Req. | |
|---|---|---|---|
| 2024-06-01 to present Current | 100,000 points | $8,000 | Highest |
| 2023-01-01 to 2024-05-31 | 100,000 points | $15,000 | |
| 2022-01-01 to 2022-12-31 | 80,000 points | $5,000 |
Note: Historical offers are tracked for informational purposes. Past offers may not return.