Citi Double Cash Card
The Citi Double Cash is the gold standard for simple cash back cards. You get 2% on everything with no annual fee, no categories to track, and no caps to worry about. The $200 sign-up bonus after just $1,500 in spend is easy to hit. I recommend this as a great everyday card for people who don't want to think about rewards categories.
Quick Verdict
- No annual fee
- Simple flat 2% on everything
- Long 0% balance transfer period
- Can convert to ThankYou Points
- 3% foreign transaction fee
- Must pay bill to get second 1%
- Modest sign-up bonus
- No bonus categories
Sign-up Bonus
200
Bonus cash back
Earn 200 cash back after you spend $1,500 on purchases in the first 6 months from account opening. That's ~$3 in value.
Earning Rates
2x
Others
On all other purchases
Key Benefits
Simple 2% cash back on everything
No annual fee
0% intro APR on balance transfers for 18 months
Citi Entertainment access
Can convert to ThankYou Points if you have another Citi card
Offer History
| Period | Bonus | Spend Req. | |
|---|---|---|---|
| 2025-01-01 to present Current | 200 cash back | $1,500 | |
| 2024-01-01 to 2024-12-31 | 200 cash back | $1,500 | Highest |
Note: Historical offers are tracked for informational purposes. Past offers may not return.