At all-time highOffer changed 6 months ago

American Express Business Gold Card

At its all-time high

Best offer this card has ever had: 200,000 points.

Current sign-up bonus

200,000

Bonus points

Earn 200,000 points after you spend $15,000 in the first 3 months. That's ~$3,000 in value.

Earning rates

4x

Top 2 eligible categories each month (combined)

up to $150,000

3x

Flights & prepaid hotels via amextravel.com

1x

Everything else

Key benefits

  • ✓Earn 4x Membership Rewards points on your top 2 eligible spending categories each billing cycle (on the first $150,000 in combined purchases per year)
  • ✓Earn 3x points on flights and prepaid hotels booked through amextravel.com
  • ✓Up to $20 in monthly statement credits for eligible U.S. wireless telephone purchases (up to $240/year)
  • ✓Up to $12.95 in monthly statement credits with an eligible FedEx, Grubhub, and Office Supply Stores membership (up to $155/year)
  • ✓Up to $155 in annual Walmart+ statement credits
  • ✓No foreign transaction fees
  • ✓Points transferable to airline and hotel loyalty partners

We list the highlights. See the issuer for full benefits & terms

Welcome bonus history

Every welcome bonus we've recorded for this card. The dashed line marks its all-time high, and the green dot is today, sitting right at the peak.

Highest bonus ever recorded:
200,000 points, first seen April 2026
Current offer since:
April 2026
All-time high200,00035,000 points · from Nov 201970,000 points · from Feb 2021100,000 points · from Jul 2024Current2019Today · 2026
  1. 200,000 pointsCurrent★ Highest ever
    2026-04-01 · $15,000 / 3mo · as-high-as (variable); all-time high
    Source: upgradedpoints.com
  2. 100,000 points
    2024-07-01 · $15,000 / 3mo · increased to 100k with higher $15k spend (Jul 2024 - Apr 2026)
    Source: upgradedpoints.com
  3. 70,000 points
    2021-02-01 · $10,000 / 3mo · increased to 70k; period included up to $300 in statement credits
    Source: upgradedpoints.com
  4. 35,000 points
    2019-11-01 · $5,000 / 3mo · long-standing baseline offer (Nov 2019 - Feb 2021)
    Source: upgradedpoints.com

Historical offers are tracked for reference. Past offers may not return.

Common questions

What is the highest welcome bonus the Amex Business Gold has ever offered?

200,000 points, first recorded April 2026. Today's offer matches it.

When did the Amex Business Gold's welcome bonus last change?

The current 200,000 points offer began April 2026, replacing 100,000 points. Every change is recorded with the date it was first seen.

How many points per dollar does the Amex Business Gold earn?

Up to 4 points per $1 in its bonus categories and 1 point per $1 on everything else. Full rates are in the earning table above.