All cards

No-annual-fee cards at their all-time-high bonus

Every card here has no annual fee. We track each one's full welcome-offer history and flag the ones at their highest bonus ever.

37 cards tracked · 22 at their all-time high · Filter these in the table

At their all-time high (22)

Other no-annual-fee cards we track (15)

Currently below their all-time-high bonus. They'll move up to the section above when an offer peaks.

Welcome bonus history (37 cards)

The highest bonus each card has ever offered, what it offers today, and when the current offer began. Each card page has the full dated timeline.

CardHighest bonus everCurrent offerCurrent since
AARP Essential Rewards Mastercard100 dollars · March 2021100 dollarsAll-time highMarch 2021
AARP Travel Rewards Mastercard100 dollars · March 2021100 dollarsAll-time highMarch 2021
American Airlines AAdvantage MileUp Card15,000 miles · March 202415,000 milesAll-time highMarch 2024
American Express Blue Business Cash Card500 dollars · October 2026500 dollarsAll-time highOctober 2026
American Express Blue Business Plus Card50,000 points · October 202650,000 pointsAll-time highOctober 2026
Bank of America Business Advantage Customized Cash Rewards Mastercard750 dollars · April 2021500 dollars · 67% of highJanuary 2026
Bank of America Business Advantage Unlimited Cash Rewards Mastercard500 dollars · November 2023500 dollarsAll-time highNovember 2023
Bank of America Customized Cash Rewards Credit Card200 dollars · June 2016200 dollarsAll-time highApril 2019
Bank of America Customized Cash Rewards Credit Card for Students200 dollars · July 2020200 dollarsAll-time highJuly 2020
Bank of America Travel Rewards credit card25,000 points · January 202025,000 pointsAll-time highJanuary 2020
Bank of America Unlimited Cash Rewards Credit Card250 dollars · September 2026250 dollarsAll-time highSeptember 2026
Bank of America Unlimited Cash Rewards Credit Card for Students250 dollars · August 2026250 dollarsAll-time highAugust 2026
Blue Cash Everyday Card from American Express250 dollars · October 2022200 dollars · 80% of highJanuary 2023
Capital One Quicksilver Cash Rewards Credit Card200 dollars · October 2020200 dollarsAll-time highOctober 2020
Capital One Savor Cash Rewards Credit Card250 dollars · October 2024250 dollarsAll-time highJune 2026
Capital One Spark Cash Select for Business750 dollars · November 2023750 dollarsAll-time highSeptember 2025
Capital One VentureOne Rewards Credit Card40,000 miles · February 202320,000 miles · 50% of highMay 2023
Chase Freedom Flex250 dollars · September 2026250 dollarsAll-time highSeptember 2026
Chase Freedom Unlimited300 dollars · December 2025200 dollars · 67% of highJanuary 2026
Chase Ink Business Cash Credit Card1,000 dollars · June 2026750 dollars · 75% of highSeptember 2026
Chase Ink Business Unlimited Credit Card1,000 dollars · June 2026750 dollars · 75% of highSeptember 2026
Citi Double Cash Card200 dollars · August 2022200 dollarsAll-time highNovember 2023
Citi Strata Card30,000 points · July 202520,000 points · 67% of highJune 2026
Hilton Honors American Express Card130,000 points · August 202170,000 points · 54% of highOctober 2026
IHG One Rewards Traveler Credit Card125,000 points · June 2026125,000 pointsAll-time highOctober 2026
Norwegian Cruise Line World Mastercard30,000 points · September 202630,000 pointsAll-time highSeptember 2026
Prime Visa250 dollars · July 2025150 dollars · 60% of highJuly 2026
Royal ONE Visa Signature Card45,000 points · April 202630,000 points · 67% of highJuly 2026
Signify Business Cash Card by Wells Fargo500 dollars · August 2022500 dollarsAll-time highAugust 2022
Susan G. Komen Customized Cash Rewards Visa Card200 dollars · March 2016200 dollarsAll-time highOctober 2022
U.S. Bank Altitude Connect Visa Signature Card60,000 points · January 202220,000 points · 33% of highAugust 2025
U.S. Bank Altitude Go Visa Signature Card25,000 points · August 202020,000 points · 80% of highSeptember 2024
U.S. Bank Cash+ Visa Signature Card250 dollars · May 2026200 dollars · 80% of highAugust 2026
U.S. Bank Triple Cash Rewards Visa Business Card750 dollars · July 2024750 dollarsAll-time highJuly 2024
United Gateway Card40,000 miles · August 202540,000 milesAll-time highAugust 2025
Wells Fargo Active Cash Card200 dollars · July 2021100 dollars · 50% of highSeptember 2026
Wells Fargo Autograph Card30,000 points · September 202220,000 points · 67% of highOctober 2026