Bank of America Customized Cash Rewards Credit Card
Today's 200 dollars matches this card's all-time high, but an easier version ($500 spend instead of today's $1,000) ran ~10.2 yrs ago.
Best deal ever recorded: 200 dollars for $500 / 3mo (2016-06-01).
Current sign-up bonus
200
Bonus dollars
Earn 200 dollars after you spend $1,000 in the first 3 months. That's ~$200 in value.
Earning rates
3%
Choice category (gas, online shopping, dining, travel, drug stores, or home improvement), first $2,500 per quarter combined with the 2% category
up to $2,500
2%
Grocery stores and wholesale clubs, first $2,500 per quarter combined with the choice category
up to $2,500
1%
Everything else
Key benefits
- ✓3% cash back in a choice category you can change monthly
- ✓Preferred Rewards members earn 25% to 75% more cash back
- ✓0% intro APR for 15 billing cycles on purchases and qualifying balance transfers
- ✓No annual fee
We list the highlights. See the issuer for full benefits & terms →
Offer history
Every welcome bonus we've recorded for this card. The dashed line is its all-time high; the green dot is today, sitting right at the peak.
- 200 dollarsCurrent★ Highest ever2026-05-01 · $1,000 / 3mo · current online offer: $200 online cash rewards bonus after $1,000 in the first 90 days, plus 6% (instead of 3%) in your choice category for the first year (open-ended component excluded from bonus figure); USCCG page published 2026-05-04 and still listed June-July 2026; corroborated by UpgradedPoints review; exact date of the $500 to $1,000 spend increase not documentedSource: uscreditcardguide.com
- 150 dollars2017-05-01 · $500 / 3mo · $150 after $500 in 90 days, posted 5/3/17; Doctor of Credit noted BofA frequently offered $200 on this cardSource: doctorofcredit.com
- 200 dollars★ Highest ever2016-06-01 · $500 / 3mo · BankAmericard Cash Rewards era (this card's earlier name): $200 after $500 in 3 months, listed as the highest bonus ever offered on Doctor of Credit's BofA bonus roundup (updated 6/27/2016)Source: doctorofcredit.com
Historical offers are tracked for reference. Past offers may not return.