At all-time highTracked since Jul 1

Bank of America Unlimited Cash Rewards Credit Card for Students

At its all-time high

Best offer this card has ever had: 200 dollars.

Current sign-up bonus

200

Bonus dollars

Earn 200 dollars after you spend $1,000 in the first 3 months. That's ~$200 in value.

Earning rates

1.5%

All purchases

Key benefits

  • Unlimited 1.5% cash back on all purchases
  • Student-specific application with the same rewards as the regular Unlimited Cash Rewards card
  • No annual fee

We list the highlights. See the issuer for full benefits & terms

Welcome bonus history

Every welcome bonus we've recorded for this card. The dashed line is its all-time high; the green dot is today, sitting right at the peak.

All-time high200200 dollars · from Jul 2021Current2021Today · 2021
  1. 200 dollarsCurrent★ Highest ever
    2021-07-01 · $1,000 / 3mo · Launch offer July 2021, identical to the regular Unlimited Cash Rewards per Doctor of Credit; unchanged and still the issuer's offer in July 2026. A first-year 2% earn promo runs alongside at times; open-ended, excluded from the bonus.
    Source: doctorofcredit.com

Historical offers are tracked for reference. Past offers may not return.

Common questions

What credit score do you need for the Bank of America Unlimited Cash Rewards for Students?

A credit score in the 580 - 669 range is typically expected for approval.

What is the Bank of America Unlimited Cash Rewards for Students's annual fee?

There is no annual fee.

What is the APR on the Bank of America Unlimited Cash Rewards for Students?

The ongoing variable APR is 17.49% to 27.49%. An intro offer applies: 0% intro APR for 15 billing cycles on purchases and balance transfers made in the first 60 days.

What cash back rate does the Bank of America Unlimited Cash Rewards for Students earn?

A flat 1.5% cash back on all purchases. Full rates are in the earning table above.

Does the Bank of America Unlimited Cash Rewards for Students charge foreign transaction fees?

Yes, foreign transactions carry a fee.