Offer changed 2 days ago

IHG One Rewards Premier Credit Card

Today's 180,000 points offer is 97% of this card's all-time high of 185,000 points.

Best deal ever recorded: 185,000 points for $6,000 / 6mo (2026-06-01).

Current sign-up bonus

180,000

Bonus points

Earn 180,000 points after you spend $3,000 in the first 3 months. That's ~$2,700 in value.

Earning rates

26x

IHG Hotels & Resorts stays

5x

Travel, gas stations & restaurants

3x

Everything else

Key benefits

  • ✓Up to 26 points per $1 at IHG Hotels & Resorts
  • ✓5 points per $1 on travel, at gas stations, and at restaurants
  • ✓3 points per $1 on all other purchases
  • ✓Anniversary free night (redeemable at hotels costing up to 40,000 points)
  • ✓Automatic IHG One Rewards Platinum Elite status
  • ✓Fourth reward night free on IHG award stays of 4+ nights
  • ✓Global Entry, TSA PreCheck, or NEXUS application fee credit
  • ✓$50 United TravelBank cash annually
  • ✓No foreign transaction fees

We list the highlights. See the issuer for full benefits & terms

Welcome bonus history

Every welcome bonus we've recorded for this card. The dashed line marks its all-time high, and the dot on the right is today's offer.

Highest bonus ever recorded:
185,000 points, first seen June 2026
Current offer since:
October 2026
All-time high185,000125,000 points · from Jan 2022175,000 points · from Jan 2023140,000 points · from Jun 2023170,000 points · from Jan 2025140,000 points · from Jul 2025175,000 points · from Jan 2026185,000 points · from Jun 2026140,000 points · from Jul 2026Current180,0002022Today · 2026
  1. 180,000 pointsCurrent
    2026-10-06 · $3,000 / 3mo · Earn 180,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. Card also includes an annual free night certificate (up to 50,000 points).
    Source: upgradedpoints.com
  2. 140,000 points
    2026-07-06 · $3,000 / 3mo · Page shows 140,000 bonus points after $3,000 spend in first 3 months; also includes anniversary free night certificate
    Source: upgradedpoints.com
  3. 185,000 points★ Highest ever
    2026-06-01 · $6,000 / 6mo · all-time high: up to 185,000 = 150,000 after $3,000 in 3 months + 35,000 after $6,000 cumulative in 6 months; limited-time elevated offer
    Source: upgradedpoints.com
  4. 175,000 points
    2026-01-01 · $5,000 / 3mo
    Source: upgradedpoints.com
  5. 140,000 points
    2025-07-01 · $3,000 / 3mo
    Source: upgradedpoints.com
  6. 170,000 points
    2025-01-01 · $4,000 / 3mo
    Source: upgradedpoints.com
  7. 140,000 points
    2023-06-01 to 2024-09-01 · $3,000 / 3mo
    Source: upgradedpoints.com
  8. 175,000 points
    2023-01-01 · $3,000 / 3mo
    Source: upgradedpoints.com
  9. 125,000 points
    2022-01-01 · $3,000 / 3mo
    Source: upgradedpoints.com

Historical offers are tracked for reference. Past offers may not return.

Common questions

What is the highest welcome bonus the IHG One Rewards Premier has ever offered?

185,000 points, first recorded June 2026. Today's offer is 180,000 points, 97% of that high.

When did the IHG One Rewards Premier's welcome bonus last change?

The current 180,000 points offer began October 2026, replacing 140,000 points. Every change is recorded with the date it was first seen.

What credit limit does the IHG One Rewards Premier have?

A credit line of at least $2,000 is extended at approval. WalletHub reports every approved applicant gets a credit limit of at least $2,000. Chase does not publish a minimum.