Offer changed 2+ years ago

Norwegian Cruise Line World Mastercard

Today's 20,000 points offer is 80% of this card's all-time high of 25,000 points.

Best deal ever recorded: 25,000 points for $1,000 / 3mo (2023-10-01).

Current sign-up bonus

20,000

Bonus points

Earn 20,000 points after you spend $1,000 in the first 3 months. That's ~$300 in value.

Earning rates

3x

Norwegian Cruise Line purchases

2x

Eligible air and hotel purchases

1x

Everything else

Key benefits

  • ✓3x WorldPoints on Norwegian Cruise Line purchases
  • ✓Points redeemable for onboard credit and cruise discounts (100 points = $1)
  • ✓No annual fee, no foreign transaction fees

We list the highlights. See the issuer for full benefits & terms

Welcome bonus history

Every welcome bonus we've recorded for this card. The dashed line is its all-time high; the dot on the right is today's offer.

All-time high25,00010,000 points · from Apr 202020,000 points · from Jul 202225,000 points · from Oct 2023Current20,0002020Today · 2024
  1. 20,000 pointsCurrent
    2024-03-01 · $1,000 / 3mo · Back to the standard 20,000 after $1,000 in 90 days by March 2024; unchanged and still current July 2026 (issuer page + ncl.com + Frequent Miler).
    Source: ncl.com
  2. 25,000 points★ Highest ever
    2023-10-01 · $1,000 / 3mo · Limited-time online offer, roughly October 2023 through February 2024 (ncl.com Wayback snapshots): 25,000 points, the documented all-time high. Spend per The Points Guy 2024-01-09 review.
    Source: web.archive.org
  3. 20,000 points
    2022-07-01 · $1,000 / 3mo · Increased to 20,000 points by July 2022 (Wayback of the issuer page); $1,000 in 90 days per The Points Guy review.
    Source: web.archive.org
  4. 10,000 points
    2020-04-01 · Earliest documented level: 10,000 WorldPoints, on the issuer page from at least April 2020 through September 2021 (Wayback). Spend requirement and window for this era are not documented.
    Source: web.archive.org

Historical offers are tracked for reference. Past offers may not return.

Common questions

What credit score do you need for the Norwegian Cruise Line World?

A credit score in the 670 - 850 range is typically expected for approval.

What is the Norwegian Cruise Line World's annual fee?

There is no annual fee.

How many points per dollar does the Norwegian Cruise Line World earn?

Up to 3 points per $1 in its bonus categories and 1 point per $1 on everything else. Full rates are in the earning table above.

Does the Norwegian Cruise Line World charge foreign transaction fees?

No, there are no foreign transaction fees.

What is the Norwegian Cruise Line World's welcome bonus worth?

The current 20,000-point bonus is worth roughly $300 based on our point valuations.