Offer changed 3 months ago

Royal ONE Visa Signature Card

Today's 30,000 points offer is 67% of this card's all-time high of 45,000 points.

Best deal ever recorded: 45,000 points for $2,000 / 3mo (2026-04-01).

Current sign-up bonus

30,000

Bonus points

Earn 30,000 points after you spend $1,500 in the first 3 months. That's ~$450 in value.

Earning rates

3x

Royal Caribbean, Celebrity Cruises, and Silversea purchases

2x

Grocery stores, gas, and EV charging

1x

Everything else

Key benefits

  • ✓3x points on Royal Caribbean, Celebrity Cruises, and Silversea
  • ✓$100 anniversary reward after $10,000 in annual spend
  • ✓Points redeemable for onboard credit and cruise discounts (100 points = $1)
  • ✓No annual fee, no foreign transaction fees

We list the highlights. See the issuer for full benefits & terms

Welcome bonus history

Every welcome bonus we've recorded for this card. The dashed line marks its all-time high, and the dot on the right is today's offer.

Highest bonus ever recorded:
45,000 points, first seen April 2026
Current offer since:
July 2026
All-time high45,00045,000 points · from Apr 2026Current30,0002026Today · 2026
  1. 30,000 pointsCurrent
    2026-07-01 · $1,500 / 3mo · Reduced around 2026-07-14 to 30,000 points after $1,500 in 90 days (issuer page; corroborated by The Points Guy current-offers page updated 07/14/26).
    Source: bankofamerica.com
  2. 45,000 points★ Highest ever
    2026-04-01 · $2,000 / 3mo · First welcome offer on the Royal ONE, added 2026-04-28 (the card launched 2026-03-31 with no offer): 45,000 points after $2,000 in 90 days. Corroborated by Doctor of Credit. Successor to the discontinued Royal Caribbean Visa Signature; legacy cardholders convert from June 2026.
    Source: upgradedpoints.com

Historical offers are tracked for reference. Past offers may not return.

Common questions

What is the highest welcome bonus the Royal ONE has ever offered?

45,000 points, first recorded April 2026. Today's offer is 30,000 points, 67% of that high.

When did the Royal ONE's welcome bonus last change?

The current 30,000 points offer began July 2026, replacing 45,000 points. Every change is recorded with the date it was first seen.