Offer changed 20 days ago

Royal ONE Visa Signature Card

Today's 30,000 points offer is 67% of this card's all-time high of 45,000 points.

Best deal ever recorded: 45,000 points for $2,000 / 3mo (2026-04-01).

Current sign-up bonus

30,000

Bonus points

Earn 30,000 points after you spend $1,500 in the first 3 months. That's ~$450 in value.

Earning rates

3x

Royal Caribbean, Celebrity Cruises, and Silversea purchases

2x

Grocery stores, gas, and EV charging

1x

Everything else

Key benefits

  • ✓3x points on Royal Caribbean, Celebrity Cruises, and Silversea
  • ✓$100 anniversary reward after $10,000 in annual spend
  • ✓Points redeemable for onboard credit and cruise discounts (100 points = $1)
  • ✓No annual fee, no foreign transaction fees

We list the highlights. See the issuer for full benefits & terms →

Offer history

Every welcome bonus we've recorded for this card. The dashed line is its all-time high; the dot on the right is today's offer.

All-time high45,00045,000 points · from Apr 202630,0002026Today · 2026
  1. 30,000 pointsCurrent
    2026-07-01 · $1,500 / 3mo · Reduced around 2026-07-14 to 30,000 points after $1,500 in 90 days (issuer page; corroborated by The Points Guy current-offers page updated 07/14/26).
    Source: bankofamerica.com
  2. 45,000 points★ Highest ever
    2026-04-01 · $2,000 / 3mo · First welcome offer on the Royal ONE, added 2026-04-28 (the card launched 2026-03-31 with no offer): 45,000 points after $2,000 in 90 days. Corroborated by Doctor of Credit. Successor to the discontinued Royal Caribbean Visa Signature; legacy cardholders convert from June 2026.
    Source: upgradedpoints.com

Historical offers are tracked for reference. Past offers may not return.