Offer changed ~1 month ago

Wells Fargo Active Cash Card

Today's 100 dollars offer is 50% of this card's all-time high of 200 dollars.

Best deal ever recorded: 200 dollars for $500 / 3mo (2023-04-01).

Current sign-up bonus

100

Bonus dollars

Earn 100 dollars after you spend $500 in the first 3 months. That's ~$100 in value.

Earning rates

2%

All purchases

Key benefits

  • ✓Unlimited 2% cash rewards on all purchases with no annual fee
  • ✓0% intro APR for 12 months on purchases and qualifying balance transfers
  • ✓Up to $600 cell phone protection against damage or theft, subject to a $25 deductible
  • ✓Cash rewards do not expire while the account stays open
  • ✓Complimentary 24/7 Visa Signature Concierge

We list the highlights. See the issuer for full benefits & terms

Welcome bonus history

Every welcome bonus we've recorded for this card. The dashed line marks its all-time high, and the dot on the right is today's offer.

Highest bonus ever recorded:
200 dollars, first seen July 2021
Current offer since:
September 2026
All-time high200200 dollars · from Jul 2021200 dollars · from Apr 2023100 dollars · from Sep 2026Current1002021Today · 2026
  1. 100 dollarsCurrent
    2026-09-04 to 2026-10-17 · $500 / 3mo · Earn a $100 cash rewards bonus after spending $500 in purchases within the first 3 months of account opening.
    Source: upgradedpoints.com
  2. 200 dollars★ Highest ever
    2023-04-01 to 2026-07-10 · $500 / 3mo · Spend requirement lowered from $1,000 to $500 (same $200 bonus) in April 2023; current public offer.
    Source: upgradedpoints.com
  3. 200 dollars★ Highest ever
    2021-07-01 to 2026-07-10 · $1,000 / 3mo · Launch offer (online), July 2021: $200 cash rewards after $1,000 in 3 months.
    Source: doctorofcredit.com

Historical offers are tracked for reference. Past offers may not return.

Common questions

What is the highest welcome bonus the Wells Fargo Active Cash has ever offered?

200 dollars, first recorded July 2021. Today's offer is 100 dollars, 50% of that high.

When did the Wells Fargo Active Cash's welcome bonus last change?

The current 100 dollars offer began September 2026, replacing 200 dollars. Every change is recorded with the date it was first seen.

What is the APR on the Wells Fargo Active Cash?

The ongoing variable APR is 18.49% to 28.49%. An intro offer applies: 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers.