Wells Fargo Active Cash Card 2023 Review - 2% Cashback with $200 Welcome Bonus

Wells Fargo Active Cash is still one of the best universal cash back cards on the market. The card gives 2% cash back on any purchase putting it on par with other similar universal cash back cards. But what makes this card stand out above others is its $200 welcome bonus.

Normally, universal cash back cards do not offer welcome bonuses. If they do, it is either a targeted promotion (e.g. Fidelity Rewards Visa Signature) or a limited promotion window (e.g. Citi Double Cash Card). Regardless, the Wells Fargo Active Cash Card has the lowest spending requirement to earn the welcome bonus among similar cards, which makes it more accessible for those who may find it difficult to spend $1000 or more in the first three months.

Wells Fargo Active Cash Card

• Unlimited 2% cash back
• A welcome bonus of $200 after spending $1,000 in the first 3 months
• 0% Intro APR for 15 months on purchases and balance transfers
• Visa Signature perks

We rate this card as pocket worthy. If you are a credit card beginner or don't have a universal cash back card to cover uncommon categories, then this is a must have.

Interested in more cards? You can check out our post about the best no annual fee credit cards for 2023.