American Express Gold Card
The Amex Gold is currently offering its highest-ever sign-up bonus of 90,000 points. For foodies who spend heavily on dining and groceries, this card is hard to beat. The 4x earning rate in these categories is exceptional. When you factor in the $240 in annual credits, the effective annual fee is only $10. I recommend this card for anyone who regularly eats out or cooks at home.
Quick Verdict
- Outstanding 4x on dining and groceries
- Valuable annual credits offset fee
- Strong transfer partner network
- No foreign transaction fees
- Currently at highest-ever bonus
- $250 annual fee
- American Express not accepted everywhere
- Grocery bonus capped at $25,000/year
- Annual credits require specific merchants
Sign-up Bonus
90,000
Bonus points
Earn 90,000 points after you spend $6,000 on purchases in the first 6 months from account opening. That's ~$1350 in value.
Earning Rates
4x
restaurants worldwide
4x
U.S. supermarkets
up to $25,000
3x
flights booked directly
1x
Others
On all other purchases
Key Benefits
$120 annual dining credit (Grubhub, Seamless, etc.)
$120 annual Uber Cash
No foreign transaction fees
Hotel Collection benefits
Transfer points to 20+ airline and hotel partners
Offer History
| Period | Bonus | Spend Req. | |
|---|---|---|---|
| 2025-01-01 to present Current | 90,000 points | $6,000 | Highest |
| 2024-06-01 to 2024-12-31 | 75,000 points | $6,000 | |
| 2024-01-01 to 2024-05-31 | 60,000 points | $6,000 |
Note: Historical offers are tracked for informational purposes. Past offers may not return.