Chase Sapphire Preferred Card

The Chase Sapphire Preferred is one of the most popular travel rewards cards on the market. With 5x on travel booked through Chase and 3x on dining, it's excellent for earning points. The 60,000 point bonus is solid, though we've seen 100,000 point offers in the past. I think this card is a great choice for anyone looking to get into the points and miles game without a huge annual fee commitment.

Quick Verdict

Pros
  • Strong travel and dining rewards
  • Valuable transfer partners
  • Primary rental car insurance
  • No foreign transaction fees
  • Reasonable annual fee
Cons
  • $95 annual fee not waived first year
  • Lower sign-up bonus than historical high
  • Reserve card offers better benefits for higher fee

Sign-up Bonus

60,000

Bonus points

Earn 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening. That's ~$900 in value.

Earning Rates

5x

Travel

3x

Dining

3x

Streaming

3x

online grocery

1x

Others

On all other purchases

Key Benefits

25% more value when redeeming points for travel through Chase

Primary car rental insurance

Trip cancellation/interruption insurance

No foreign transaction fees

DoorDash DashPass subscription

Transfer points to 14+ airline and hotel partners

Offer History

Historical High: 100,000 points
Period Bonus Spend Req.
2025-01-15 to present Current 60,000 points $4,000
2024-09-01 to 2025-01-14 80,000 points $4,000
2024-03-15 to 2024-03-30 100,000 points $4,000 Highest
2023-01-01 to 2024-03-14 60,000 points $4,000

Note: Historical offers are tracked for informational purposes. Past offers may not return.