Chase Sapphire Reserve
The Chase Sapphire Reserve is the premium version of Chase's travel card lineup. With Priority Pass lounge access, a $300 travel credit, and 50% better point value through Chase, it offers genuine value for frequent travelers. The current 60,000 point bonus is the same as the Preferred, which makes the value proposition less clear right now. I think this card makes sense if you'll use the lounge access and travel credits, otherwise the Preferred is better.
Quick Verdict
- Premium lounge access
- $300 annual travel credit
- Excellent travel protections
- 50% point bonus for travel redemptions
- Strong earning rates
- High $550 annual fee
- Same sign-up bonus as Preferred
- Lounge access less valuable with crowds
- $300 credit easy to use but locks you in
Sign-up Bonus
60,000
Bonus points
Earn 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening. That's ~$900 in value.
Earning Rates
5x
Travel
3x
Dining
10x
flights via Chase
1x
Others
On all other purchases
Key Benefits
$300 annual travel credit
Priority Pass Select lounge access
Global Entry or TSA PreCheck credit
Primary car rental insurance
Trip delay/cancellation insurance
50% more value when redeeming for travel through Chase
Transfer points to 14+ partners
Offer History
| Period | Bonus | Spend Req. | |
|---|---|---|---|
| 2024-11-01 to present Current | 60,000 points | $4,000 | |
| 2024-01-01 to 2024-10-31 | 80,000 points | $4,000 | |
| 2021-01-01 to 2021-02-28 | 100,000 points | $4,000 | Highest |
Note: Historical offers are tracked for informational purposes. Past offers may not return.