Offer changed 6 months ago

Bank of America Business Advantage Customized Cash Rewards Mastercard

Today's 500 dollars offer is 67% of this card's all-time high of 750 dollars.

Best deal ever recorded: 750 dollars for $5,000 / 3mo (2021-04-01).

Current sign-up bonus

500

Bonus dollars

Earn 500 dollars after you spend $5,000 in the first 3 months. That's ~$500 in value.

Earning rates

3%

Choice category (gas stations, office supply stores, travel, TV/telecom and wireless, computer services, or business consulting)

up to $50,000

2%

Dining

up to $50,000

1%

Everything else

Key benefits

  • 3% cash back in one choice category you pick and 2% on dining, on the first $50,000 in combined choice-category and dining purchases each calendar year, then 1%
  • 1% cash back on all other purchases
  • No annual fee
  • 0% intro APR on purchases for the first 7 billing cycles
  • Preferred Rewards for Business members earn 25% to 75% more cash back

We list the highlights. See the issuer for full benefits & terms →

Offer history

Every welcome bonus we've recorded for this card. The dashed line is its all-time high; the dot on the right is today's offer.

All-time high750200 dollars · from Jan 2016350 dollars · from Sep 2018300 dollars · from Sep 2019500 dollars · from Oct 2020750 dollars · from Apr 2021500 dollars · from Nov 2021300 dollars · from Jan 20235002016Today · 2026
  1. 500 dollarsCurrent
    2026-01-01 · $5,000 / 3mo · current offer: $500 online cash rewards bonus after $5,000 in purchases in the first 90 days; corroborated by UpgradedPoints review; start month read from creditintro chart (approximate)
    Source: uscreditcardguide.com
  2. 300 dollars
    2023-01-01 · $3,000 / 3mo · long-standing $300 statement-credit level; US Credit Card Guide listed $300 as the current offer through its September 2024 update; start month read from creditintro chart (approximate)
    Source: uscreditcardguide.com
  3. 500 dollars
    2021-11-01 · $5,000 / 3mo · $500 after about $5,000 spend; start month read from chart (approximate)
    Source: creditintro.com
  4. 750 dollars★ Highest ever
    2021-04-01 · $5,000 / 3mo · all-time-high $750 after about $5,000 spend; US Credit Card Guide notes this $750 offer expired as of October 2021; start month read from creditintro chart (approximate)
    Source: uscreditcardguide.com
  5. 500 dollars
    2020-10-01 · $5,000 / 3mo · $500 after about $5,000 spend; start month read from chart (approximate)
    Source: creditintro.com
  6. 300 dollars
    2019-09-01 · $3,000 / 3mo · $300 after about $3,000 spend; start month read from chart (approximate)
    Source: creditintro.com
  7. 350 dollars
    2018-09-01 · $3,000 / 3mo · $350 after about $3,000 spend; start month read from chart (approximate)
    Source: creditintro.com
  8. 200 dollars
    2016-01-01 · $500 / 3mo · earliest level on the creditintro history chart; $200 after about $500 spend; start month read from chart (approximate)
    Source: creditintro.com

Historical offers are tracked for reference. Past offers may not return.