Bank of America Business Advantage Customized Cash Rewards Mastercard
Today's 500 dollars offer is 67% of this card's all-time high of 750 dollars.
Best deal ever recorded: 750 dollars for $5,000 / 3mo (2021-04-01).
Current sign-up bonus
500
Bonus dollars
Earn 500 dollars after you spend $5,000 in the first 3 months. That's ~$500 in value.
Earning rates
3%
Choice category (gas stations, office supply stores, travel, TV/telecom and wireless, computer services, or business consulting)
up to $50,000
2%
Dining
up to $50,000
1%
Everything else
Key benefits
- ✓3% cash back in one choice category you pick and 2% on dining, on the first $50,000 in combined choice-category and dining purchases each calendar year, then 1%
- ✓1% cash back on all other purchases
- ✓No annual fee
- ✓0% intro APR on purchases for the first 7 billing cycles
- ✓Preferred Rewards for Business members earn 25% to 75% more cash back
We list the highlights. See the issuer for full benefits & terms
Welcome bonus history
Every welcome bonus we've recorded for this card. The dashed line marks its all-time high, and the dot on the right is today's offer.
- Highest bonus ever recorded:
- 750 dollars, first seen April 2021
- Current offer since:
- January 2026
- 500 dollarsCurrent2026-01-01 to 2026-10-17 · $5,000 / 3mo · current offer: $500 online cash rewards bonus after $5,000 in purchases in the first 90 days; corroborated by UpgradedPoints review; start month read from creditintro chart (approximate)Source: uscreditcardguide.com
- 300 dollars2023-01-01 to 2026-07-10 · $3,000 / 3mo · long-standing $300 statement-credit level; US Credit Card Guide listed $300 as the current offer through its September 2024 update; start month read from creditintro chart (approximate)Source: uscreditcardguide.com
- 500 dollars2021-11-01 to 2026-07-10 · $5,000 / 3mo · $500 after about $5,000 spend; start month read from chart (approximate)Source: creditintro.com
- 750 dollars★ Highest ever2021-04-01 to 2026-07-10 · $5,000 / 3mo · all-time-high $750 after about $5,000 spend; US Credit Card Guide notes this $750 offer expired as of October 2021; start month read from creditintro chart (approximate)Source: uscreditcardguide.com
- 500 dollars2020-10-01 to 2026-07-10 · $5,000 / 3mo · $500 after about $5,000 spend; start month read from chart (approximate)Source: creditintro.com
- 300 dollars2019-09-01 to 2026-07-10 · $3,000 / 3mo · $300 after about $3,000 spend; start month read from chart (approximate)Source: creditintro.com
- 350 dollars2018-09-01 to 2026-07-10 · $3,000 / 3mo · $350 after about $3,000 spend; start month read from chart (approximate)Source: creditintro.com
- 200 dollars2016-01-01 to 2026-07-10 · $500 / 3mo · earliest level on the creditintro history chart; $200 after about $500 spend; start month read from chart (approximate)Source: creditintro.com
Historical offers are tracked for reference. Past offers may not return.
Common questions
What is the highest welcome bonus the Bank of America Business Advantage Customized Cash Rewards has ever offered?
750 dollars, first recorded April 2021. Today's offer is 500 dollars, 67% of that high.
When did the Bank of America Business Advantage Customized Cash Rewards's welcome bonus last change?
The current 500 dollars offer began January 2026, replacing 300 dollars. Every change is recorded with the date it was first seen.
What credit score do you need for the Bank of America Business Advantage Customized Cash Rewards?
A credit score in the 670 - 850 range is typically expected for approval.
What credit limit does the Bank of America Business Advantage Customized Cash Rewards have?
Bank of America does not publish a minimum. Credit Karma member data reports an average limit around $9,841, with $5,000 the most common.