At all-time highOffer changed 5 days ago

Capital One Spark Cash Plus

At its all-time high

Best offer this card has ever had: 4,000 dollars.

Current sign-up bonus

4,000

Bonus dollars

Earn 4,000 dollars after you spend $530,000 in the first 12 months. That's ~$4,000 in value.

Earning rates

5%

Hotels and rental cars booked through Capital One Business Travel

2%

Everything else

Key benefits

  • ✓Unlimited 2% cash back on every purchase, no limits or category restrictions
  • ✓Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • ✓No preset spending limit
  • ✓No foreign transaction fees
  • ✓$150 annual fee refunded each year you spend $150,000 or more

We list the highlights. See the issuer for full benefits & terms →

Offer history

Every welcome bonus we've recorded for this card. The dashed line is its all-time high; the green dot is today, sitting right at the peak.

All-time high4,0001,000 dollars · from Aug 20213,000 dollars · from Jan 20223,000 dollars · from Jan 20241,200 dollars · from Mar 20242,000 dollars · from Aug 20242021Today · 2026
  1. 4,000 dollarsCurrent★ Highest ever
    2026-07-07 · $530,000 / 12mo · Tiered offer: $2,000 after $30,000 spend in first 3 months, plus $2,000 for every $500,000 spent in the first year (combined $4,000 total for first two tiers; additional $2,000 per each subsequent $500,000 in year one possible beyond that)
    Source: capitalone.com
  2. 2,000 dollars
    2024-08-01 · $30,000 / 3mo · Current offer (verified live June 2026): $2,000 after $30K in 3mo.
    Source: capitalone.com
  3. 1,200 dollars
    2024-03-01 · $30,000 / 3mo · Single-tier offer, Mar-Aug 2024.
    Source: awardwallet.com
  4. 3,000 dollars
    2024-01-01 · $100,000 / 6mo · Tiered: $1,500 after $2K, then $1,500 more after $100K total in 6mo. Higher spend gate than the 2022 $3K.
    Source: awardwallet.com
  5. 3,000 dollars
    2022-01-01 · $50,000 / 6mo · All-time high. Tiered: $500 after $5K in 3mo, then $2,500 more after $50K total in 6mo. Headline offer Jan 2022-Jan 2024.
    Source: capitalone.com
  6. 1,000 dollars
    2021-08-01 · $50,000 / 6mo · Tiered: $500 after $5K in 3mo, then $500 more after $50K total in 6mo.
    Source: awardwallet.com

Historical offers are tracked for reference. Past offers may not return.