Capital One Venture X Rewards Credit Card

The Capital One Venture X is arguably the best value in premium travel cards. When you factor in the $300 travel credit and 10,000 anniversary miles, the effective annual fee is just $95 for a card with Priority Pass, solid earning rates, and transfer partners. The 75,000 mile bonus isn't the highest we've seen, but it's still strong. I think this is an excellent choice for travelers who want premium benefits without premium pricing.

Quick Verdict

Pros
  • Effective $95 annual fee after credits
  • Unlimited Priority Pass with guests
  • Excellent 2x base earning
  • Strong transfer partners
  • Premium perks at lower price point
Cons
  • Lounge access getting crowded
  • Travel credit requires booking through portal
  • Lower current bonus than historical
  • Capital One Lounges limited locations

Sign-up Bonus

75,000

Bonus miles

Earn 75,000 miles after you spend $4,000 on purchases in the first 3 months from account opening. That's ~$1125 in value.

Earning Rates

10x

hotels and rental cars via Capital One Travel

5x

flights via Capital One Travel

2x

Others

On all other purchases

Key Benefits

$300 annual travel credit via Capital One Travel

10,000 anniversary miles each year

Priority Pass lounge access with guests

Capital One Lounges access

Hertz President's Circle status

Cell phone protection

No foreign transaction fees

Transfer to 15+ airline and hotel partners

Offer History

Historical High: 100,000 points
Period Bonus Spend Req.
2024-09-01 to present Current 75,000 miles $4,000
2024-01-01 to 2024-08-31 90,000 miles $4,000
2021-11-01 to 2023-12-31 100,000 miles $10,000 Highest

Note: Historical offers are tracked for informational purposes. Past offers may not return.