capital-one travel
Capital One Venture X Rewards Credit Card
The Capital One Venture X is arguably the best value in premium travel cards. When you factor in the $300 travel credit and 10,000 anniversary miles, the effective annual fee is just $95 for a card with Priority Pass, solid earning rates, and transfer partners. The 75,000 mile bonus isn't the highest we've seen, but it's still strong. I think this is an excellent choice for travelers who want premium benefits without premium pricing.
Current Sign-Up Bonus
75,000 miles
after $4,000 spend in 3 months
Estimated value: $1125
Last validated: 2025-01-27
Rewards Structure
Base Rate: 2x on all purchases
Bonus Categories:
- hotels and rental cars via Capital One Travel 10x
- flights via Capital One Travel 5x
Pros & Cons
Pros
- + Effective $95 annual fee after credits
- + Unlimited Priority Pass with guests
- + Excellent 2x base earning
- + Strong transfer partners
- + Premium perks at lower price point
Cons
- - Lounge access getting crowded
- - Travel credit requires booking through portal
- - Lower current bonus than historical
- - Capital One Lounges limited locations
Key Benefits
- $300 annual travel credit via Capital One Travel
- 10,000 anniversary miles each year
- Priority Pass lounge access with guests
- Capital One Lounges access
- Hertz President's Circle status
- Cell phone protection
- No foreign transaction fees
- Transfer to 15+ airline and hotel partners
Offer History
Historical High: 100,000 points
| Period | Bonus | Spend Req. | |
|---|---|---|---|
| 2024-09-01 to present Current | 75,000 miles | $4,000 | |
| 2024-01-01 to 2024-08-31 | 90,000 miles | $4,000 | |
| 2021-11-01 to 2023-12-31 | 100,000 miles | $10,000 | Highest |
Note: Historical offers are tracked for informational purposes. Past offers may not return.