Discover it Cash Back
The Discover it Cash Back doesn't have a traditional sign-up bonus, but the Cashback Match feature is potentially worth much more. All cash back earned in your first year is matched at the end of the year - so 5% becomes 10% on bonus categories and 1% becomes 2% on everything else. For new cardholders or anyone building credit, this is an excellent choice with no annual fee and broad category earning potential.
Quick Verdict
- Cashback Match effectively doubles first year earnings
- No annual fee
- No foreign transaction fees
- Rotating 5% categories
- Good for building credit
- Discover not accepted everywhere
- Must activate quarterly categories
- 5% capped at $1,500/quarter
- No traditional sign-up bonus
Sign-up Bonus
0
Bonus cash back
Earn 0 cash back after you spend $0 on purchases in the first 0 month from account opening.
Earning Rates
5x
rotating quarterly categories
up to $1,500
1x
Others
On all other purchases
Key Benefits
No annual fee
Cashback Match first year (doubles all cash back)
No foreign transaction fees
Free FICO score
U.S.-based customer service
$0 fraud liability
Offer History
0| Period | Bonus | Spend Req. | |
|---|---|---|---|
| Always (Cashback Match instead) Current | 0 cash back | $0 | Highest |
Note: Historical offers are tracked for informational purposes. Past offers may not return.