Andy Lim - Pocket Finance Club (Page 3)

Pocket Finance Club

Andy Lim

Best Credit Card for Utility Bills (2023)

Credit Cards

Best Credit Card for Utility Bills (2023)

😬Oof, we got a better option since this post. Our recommendation for the best credit card for utility bills is now the US Bank Cash Plus Card with 5% cash back. The Venmo Credit Card is still good if you want something that is more inclusive of other bills. Updated

Wells Fargo Active Cash Card 2023 Review - 2% Cashback with $200 Welcome Bonus

Credit Cards

Wells Fargo Active Cash Card 2023 Review - 2% Cashback with $200 Welcome Bonus

Wells Fargo Active Cash is still one of the best universal cash back cards on the market. The card gives 2% cash back on any purchase putting it on par with other similar universal cash back cards. But what makes this card stand out above others is its $200 welcome

Backdoor Roth IRA in Simple Steps

Finance Tips

Backdoor Roth IRA in Simple Steps

💡If you have not yet, I highly recommend reading the IRA Guide to get a better understanding of IRAs before reading this post. If you are a high income earner, it is very likely you will NOT be able to contribute the max possible contribution for a Roth IRA. Because

2023 IRA Guide: Deciding Between Traditional and Roth

Finance Tips

2023 IRA Guide: Deciding Between Traditional and Roth

Individual Retirement Accounts (IRAs) come in many different shapes and sizes but the most common ones you will find are traditional IRAs and Roth IRAs. IRAs are a great way to take advantage of your savings for retirement so it is important to understand how they work and if they

Review

M1 Review 2023

What is M1? M1 (previously known as M1 Finance) is a financial platform that offers a range of financial products and services. The Good Portfolio Investing What sets M1 apart from others is their focus on portfolio investing. You cannot buy shares of stocks directly. You must always create a

Exploring Alternatives to Refinancing: The Option of Recasting Your Mortgage

Finance Tips

Exploring Alternatives to Refinancing: The Option of Recasting Your Mortgage

Interest rates have been decreasing from their record highs, but they remain relatively high compared to pre-2022 levels. The average 30-year fixed mortgage rate is currently at 6.15%, which makes it challenging for new homeowners to reduce their monthly payments through refinancing as they likely secured a lower rate

Mastering Your Credit Score

Finance Tips

Mastering Your Credit Score

Whether you are aware or not, you have a credit score. It is a 3-digit number that is used by credit-based companies (credit card companies, lenders, etc) that determines your credit worthiness. This number goes up and down depending on your various factors of your financial profile and the higher

Best Credit Cards with No Annual Fee for 2023

Credit Cards

Best Credit Cards with No Annual Fee for 2023

As 2023 approaches, it is important to start planning for your financial goals and identifying ways you can work towards them. One way to do this is by carefully reviewing your credit card portfolio and considering whether there are any changes you can make to improve your pocket. At Pocket

Last Chance to Earn 60,000 Bonus Points with Amex Business Checking [Expired]

Business

Last Chance to Earn 60,000 Bonus Points with Amex Business Checking [Expired]

💡This offer expired on January 3rd, 2023. You can still open an Amex Business Checking account but the welcome bonus is now only 30,000 points. If you are a business owner looking to open a new checking account or considering switching to a new one, now is a great

100% Cashback with Swipe Churning

Debit Card

100% Cashback with Swipe Churning

😬Whoops again! Looks like the below update is out of date. Yotta has silently nerfed cash prizes for all boxes at the moment and the odds are reportedly very low. Given the number of changes that have lowered the benefits of Yotta; at this moment, we no longer recommend Yotta.

https://blog.robinhood.com/news/introducing-robinhood-retirement

Robinhood

Exploring Robinhood's 1% IRA Match

Robinhood just announced early access to Robinhood Retirement, kicking off their expansion into the retirement market. Introducing #RobinhoodRetirement the only IRA with a 1% match. Early access 👉 https://t.co/ZGcuWn274c pic.twitter.com/i5MSDAsqyx — Robinhood (@RobinhoodApp) December 6, 2022 Unlike other IRA products on the market, Robinhood is offering

Getting Paid To Swipe

Debit Card

Getting Paid To Swipe

😬Whoops again! Looks like the below update is out of date. Yotta has silently nerfed cash prizes for all boxes at the moment and the odds are reportedly very low. Given the number of changes that have lowered the benefits of Yotta; at this moment, we no longer recommend Yotta.