Pocket Finance Club

Credit Card Reviews

Amex Platinum: The Best Sign-Up Bonus Card

When it comes to premium credit cards, few can rival the American Express Platinum Card even with its hefty $695 annual fee. This is because the American Express Platinum Card offers the highest sign-up bonus in the credit card market and has one of the most enticing travel benefits. It's

Finance Tips

Simplify, Save, Succeed: The Art of Debt Consolidation

Dealing with multiple debts can be overwhelming and financially draining. The constant juggling of due dates, interest rates, and various creditors can take a toll on your mental and emotional well-being. Enter debt consolidation – a powerful financial strategy that not only simplifies your financial life but also sets you on

Credit Cards

Fidelity Rewards Visa Signature Credit Card - 2% Cash Back on Everything

The Fidelity Rewards Visa Signature Credit Card is a competitive 2% universal cash back card with no annual fee. This makes it great for a backup card in situations where you are not sure what the purchase category is or if you know the category won't maximize cash back on

News

Interest Rate Rankings Launch

Ever wondered how interest based products stack up? Well, we decided put something together called Interest Rate Rankings to help capture the various categories of products and how they rank amongst each other. The rankings will be updated regularly so feel free to use it as a reference anytime! We

Finance Tips

What is My Chase Loan and How to Unlock It

My Chase Loan is Chase's version of credit card flex loans (a Chase flex loan if you will). As a recap, credit card flex loans allow you to borrow a specific amount of money from your credit limit, which you can then repay over time. In this article, I will

Finance Tips

10 Common Reasons for Borrowing (2023)

In the realm of personal finance, there are times when securing a loan can be a strategic decision that empowers you to achieve your goals, address unexpected expenses, or seize opportunities. Understanding when to consider borrowing can be a valuable skill for managing your finances effectively. In this article, we'll

Finance Tips

Tracking Your Fidelity 401(k) Contributions: A Quick Guide

Fidelity stands out as a widely preferred brokerage utilized by numerous companies for their 401(k) provisions. Occasionally, you might wonder, "Where can I access details regarding my contributed amount?" Locating this information might not be straightforward, so I put together a quick guide below. This guide outlines the steps

Finance Tips

Credit Card Flex Loans: A Smart Approach to Accessing Quick Funds Responsibly

Life is full of unexpected expenses, and sometimes you need quick access to funds. In these situations, credit card flex loans can be a helpful financial tool to consider. A credit card flex loan is a feature offered by some credit card issuers that allows cardholders to access a portion

Expired Offers

Earn $100 Bonus: Fidelity Cash Management or Investing Account with $50 Deposit [Expired]

😬This offer has expired! We will let our subscribers know when it comes back.🥈This is not the best promotional offer. Fidelity has previously done this promotional offer with a $150 bonus for a $50 deposit.  Fidelity is offering a $100 bonus when you open a Fidelity Cash Management account,

Bank

Capital One 360 Checking - $350 Welcome Bonus [Expired]

😬This offer expired on 10/18/2023. We will notify subscribers when a new offer is available! - Updated 1/8/24 For those looking for a new checking account or a new churning opportunity, Capital One is now offering a $350 welcome bonus for opening a new 360 Checking

Finance Tips

How to Buy US Treasuries on Fidelity

If you are currently a Fidelity customer or planning to open a Fidelity brokerage account, you might be interested in investing in US Treasuries. Purchasing newly issued US Treasuries on Fidelity is a straightforward process: Step 1: Log in Log in to your Fidelity Account Visit Fidelity's official website and

Finance Tips

U.S. Treasuries: A Comprehensive Guide to Government Debt Securities

U.S. Treasuries, also known as Treasury securities or T-bills, are financial instruments issued by the United States Department of the Treasury to finance the government's operations and meet its financial obligations. These securities are considered one of the safest and most reliable investments in the world, making them an

Credit Cards

Discover it Card - 5% Cashback Categories for July, August, September

Discover just released their upcoming categories for the 3rd quarter. The categories for July through September are Gas Stations and Digital Wallets. While the Gas Stations category is pretty practical, it's unlikely you'll spend $1,500 on gas in 3 months (unless...road trip? :D). Digital Wallets on the other

Limited Time Offer

Elevated Amex Green Card Sign-Up Bonus - 60,000 MR + $200 Statement Credit [Expired]

😬This offer has expired. We will notify subscribers when this all-time high offer comes back. For now, you can still get a 40,000 bonus. - Updated 1/8/24🏅This is the current all-time highest offer for this card. Prior highest was a 50,000 membership reward points and

Credit Cards

US Bank Cash Plus Card 5% Cash Back

If you are like me, you are probably always looking for a good card upgrade. As more cards get added to my pocket, it becomes more difficult to one-up my existing cards. That's why it was a pleasant surprise to stumble upon US Bank's Cash Plus Card and discover it's

Targeted Offer

Amazon Prime Rewards Card - Double Rewards [Expired]

😬This promotion ended on July 31st 2023. Subscribe to Pocket Finance Club for the latest updates on future offers! - Updated 8/1/23 The Amazon Prime Rewards Card just recently went through a revamp of their rewards and are now hitting us again with another promotion, double rewards. This

Finance Tips

5 Misconceptions About High-Yield Savings Accounts in 2023

High yield savings accounts have become increasingly popular in recent years as a way for individuals to earn more interest on their savings than traditional savings accounts. However, there are some common misconceptions about high yield savings accounts that may prevent individuals from fully understanding their benefits and drawbacks. In

Credit Cards

Amazon Prime Rewards Card in 2023 - Up to $275 Bonus [Expired]

😬So turns out this was a promotional bonus! The sign up bonus has been reduced back to only a $100 Amazon Gift Card. Subscribe to Pocket Finance Club to find out when they boost their bonuses again! - Updated 8/1/23 Amazon just changed their cashback rewards for their

Offers

Fidelity Bloom $100 Bonus and 10% Match [Offer Paused]

😬Fidelity Bloom is no longer offering a bonus. We will keep subscribers updated if the bonus comes back! Updated 2/8/24🏅Fidelity raised their bonus to $100 for signing up for Fidelity Bloom. This is their highest bonus offer yet for this sign up (previously $50). Updated 8/19/

Limited Time Offer

M1 Finance $100 Referral Bonus [Expired]

😬This offer has expired. M1 has also halted enrollment for it's savings account which is one of its biggest selling points. We will notify subscribers when both has returned. M1 Finance, a popular investment platform, has recently increased their referral bonus to $100, providing an excellent opportunity for both the

Taxes

IRS Accepts PayPal - Here's What You Need to Know

First off, yes, you can pay the IRS with a credit card. However, most credit cards cap out at 2% for this kind of transaction. What most people might not know is that IRS also accepts PayPal. The IRS's acceptance of PayPal as a payment method also opens up a

Finance Tips

Paying Taxes with Credit Card (2024)

Paying taxes with a credit card may seem like an odd choice, but it can have some benefits. Here's why you might want to consider paying your taxes with a credit card: 1. Earn rewards points or cash back: Many credit cards offer rewards points or cash back for every

Offers

Wells Fargo Everyday Checking $300 Welcome Bonus [Limited Timed Offer]

⏰This offer ends June 25, 2024. It seems like they keep extending it though since they have pushed this offer date at least 2-3 times now (previously offer expiration set for 4/1/24)! Wells Fargo just raised its welcome bonus for its Everyday Checking account to $300 (previously $200)

Taxes 2023

2022-2023 IRA Contributions

Individual Retirement Arrangements (IRAs) are investment accounts that provide tax advantages for individuals who want to save for retirement. Contributions made to an IRA may be tax-deductible or made with after-tax dollars, depending on the type of IRA. The earnings on the investments in the IRA account grow tax-deferred until

Taxes 2023

2022-2023 Standard Deduction

A standard deduction is a fixed amount that reduces your taxable income and is available to all taxpayers, regardless of whether they itemize their deductions or not. In other words, it's the amount of income that is not subject to federal income tax. The standard deduction for 2022 depends on